Management Liability

Directors & Officers and Employment Practices Liability

Directors & Officers insurance (D&O) is liability insurance that covers the board and executives of the company against lawsuits alleging a breach of fiduciary duty, misrepresentation, theft of intellectual property, and more. A company pays for this coverage so board members and executives can serve confidently as leaders of their organization without fear of personal financial loss. D&O is not just for large, publicly traded companies, but for any business with a corporate board.

Employment Practices Liability Insurance (EPLI) protects the employer against employee discrimination claims. Common claims include age, sex, race, and disability. EPLI also protects employers from claims of wrongful termination, sexual harassment, and can also include wage and hour coverage, which pays the defense costs for allegations relating to failure to pay overtime.